What We Do?
In recent years, collection agencies and attorneys have aggressively pursued to collect on unsecured debts that have been charged-off by the original creditor. This is not illegal; however, often these agencies do not have the proper documentation and therefore the right to collect on those accounts. Through our Debt Validation Program, we force third-party creditors to provide proof that they can legally collect from you. We don’t dispute whether the debt is owed, unless there is truly a ground for believing otherwise. This process is 100% legal, ethical and is the right granted to each consumer of through the Fair Debt Collection Practices Act of 1976 (FDCPA).
While Panamerican Consulting does not settle, consolidate or provide credit card counseling or credit repair services, we can help you verify the validity of your unsecured debts by using the rules and regulations of the FDCPA. It is your right to request verification of debts from third-party creditors such as a collection agency. Although the validation process can be laborious and tedious, you have nothing to fear with our experts on your side.
Panamerican Consulting, LLCc is a member of the American Fair Credit Council (AFCC). This company has demonstrated the required business practices and standards required by the AFCC to display the AFCC seal. To find out more about AFCC, please e-mail us at [email protected] .
Code of Conduct
As a member of the AFCC, Panamerican Consulting, LLC has agreed to comply with our Code of Conduct , which requires, among other things, that the company will not charge you any fees until after they have resolved debt for you. If you believe that Panamerican Consulting, LLC is not complying with this, or any other aspect of our Code of Conduct , please let us know by visiting our Complaints page.